This product has been designed to specifically meet the needs of Care Providers and can cater for either short period or long term care contracts.
Hooper Dolan Insurances in partnership with Allianz plc, one of Ireland’s leading insurers and the primary provider of insurance solutions to the Social, Community & Healthcare Sectors have developed a tailored insurance package for those organisations involved in the provision of Home Care Packages and Home Help Services.
This product has been designed to specifically meet the needs of Care Providers and can cater for either short period or long term care contracts. A summary of cover of the main policy benefits is outlined below. Please contact us for a more comprehensive discussion of cover available for your business.
Key Features Buildings and/or Contents are covered for damage caused by
Protects against costs incurred when the business is interrupted as a result of an insured peril (such as those noted above) including additional expense incurred to minimise interruption.
Cover for damages, legal costs and expenses for which you are legally liable in respect of accidental bodily injury illness or disease suffered by your employees in the course of their employment.
Cover in respect of all sums for which you are legally liable in respect of damages arising out of bodily injury to any person, nuisance, or loss of or damage to third party material property.
Legal liability arising from any actual or alleged wrongful act in connection with the activities undertaken in connection with your business.
Wrongful act includes any actual or alleged:
Loss of or damage to money or property of the Insured or for which they are responsible resulting from any dishonest or fraudulent act or omission on the part of any director, employee or agent of the insured.
Whilst insurance cover can compensate for financial loss arising from damage to property or injury to personnel, it does not compensate for the inconvenience that can be caused in the disruption to your business and the time spent in resolving the loss.
There are a wide range of measures which can be introduced as part of a risk management loss prevention programme to reduce the exposure to loss or damage.
Hooper Dolan Insurance & Allianz plc can offer advice & guidance on a full range of risk management issues to members of the Home Care Insurance Scheme.
Don’t waste time filling out forms, let us do the work.